Hey! I'm Vestria 'The Fiscal Architect' Agee and your Money Coach and Financial Educator.
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I have an Accounting B.S from Albany State University, Logistics Management M.S. from Florida Institute of Technology, and 14+ years expertise in banking, financial management, logistics management, and program management.
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When I'm not budgeting, podcasting, or abroad, I am a wife to a wondrous husband and a mommy to a beautiful busy-bodied baby girl.
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Originally from Georgia, I grew up in a single-parent home where good money management and exposure to entrepreneurship were taught early on. Financial independence has always been a motivator but I had no idea that my upbringing would carry me here.
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Like so many other millennials, I followed instructions to go to school, find a good job, and start my life. Up until graduation, I had been a full-time student, a part-time employee, and I was active in activities around campus.
In the year following graduation, my job offered no opportunities for upward growth. I continuously applied for in my field and was repeatedly considered underqualified or over-educated. The student loan companies had notified me of the first payment due date and I didn’t know what to do...
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At 22, I enrolled in school to extend the deferment. I was offered a promotion at work and withdrew from school in the first week. At 23, I still couldn’t afford the payments. I quit my job, moved home, and volunteered as a study abroad student to keep the deferment until I could afford to make payments. Two weeks before departure, that ‘good job’ finally called. The deferral continued, but this time I chose the job over my dream of traveling. With that job, I promised myself that I would pay off all of my debt as soon as possible.
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The promise was kept and by 30, I paid off nearly $50K in debt, earned an additional degree, and purchased my first home. There is indescribable confidence that comes with each and every payoff. The biggest lesson is that there are 3 core principles that made the payoffs possible: budgeting, saving, and planning.
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With that, I teach professional women how to use their paychecks to create payoffs by using the income that they already have.
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Debt destruction has become a life skill, but I’ve since realized that debt-freedom is just the start. Wealth-building is the key. After all of those payoffs, I spent thousands of dollars on things I felt I deserved. In hindsight, I realize that the optimal use of disposable funds is building wealth which is my current personal journey.
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This path has provided the financial flexibility to pursue my love for travel. Thus far, I've visited 10 countries outside of the US and numerous states. Beyond travel, I love to dance, I love great food and I love teaching professional women how to use their paychecks to create payoffs. I will always stand firm on my motto: