Hey! I'm Vestria 'The Fiscal Architect' Agee and your Money Coach and Financial Educator.

I have an Accounting B.S from Albany State University, Logistics Management M.S. from Florida Institute of Technology, and 14+ years expertise in banking, financial management, logistics management, and program management. 

When I'm not budgeting, podcasting, or abroad, I am a wife to a wondrous husband and a mommy to a beautiful busy-bodied baby girl.

Originally from Georgia, I grew up in a single-parent home where good money management and exposure to entrepreneurship were taught early on. Financial independence has always been a motivator but I had no idea that my upbringing would carry me here.

Like so many other millennials, I followed instructions to go to school, find a good job, and start my life. Up until graduation, I had been a full-time student, a part-time employee, and I was active in activities around campus.

In the year following graduation, my job offered no opportunities for upward growth. I continuously applied for in my field and was repeatedly considered underqualified or over-educated. The student loan companies had notified me of the first payment due date and I didn’t know what to do...


 

At 22, I enrolled in school to extend the deferment. I was offered a promotion at work and withdrew from school in the first week.  At 23, I still couldn’t afford the payments. I quit my job, moved home, and volunteered as a study abroad student to keep the deferment until I could afford to make payments. Two weeks before departure, that ‘good job’ finally called. The deferral continued, but this time I chose the job over my dream of traveling. With that job, I promised myself that I would pay off all of my debt as soon as possible.

The promise was kept and by 30, I paid off nearly $50K in debt, earned an additional degree, and purchased my first home. There is indescribable confidence that comes with each and every payoff. The biggest lesson is that there are 3 core principles that made the payoffs possible:  budgeting, saving, and planning.

With that, I teach professional women how to use their paychecks to create payoffs by using the income that they already have.

Debt destruction has become a life skill, but I’ve since realized that debt-freedom is just the start. Wealth-building is the key.  After all of those payoffs, I spent thousands of dollars on things I felt I deserved. In hindsight, I realize that the optimal use of disposable funds is building wealth which is my current personal journey.

This path has provided the financial flexibility to pursue my love for travel. Thus far, I've visited 10 countries outside of the US and numerous states.  Beyond travel, I love to dance, I love great food and I love teaching professional women how to use their paychecks to create payoffs.  I will always stand firm on my motto:

“First, you change your mind, then you change your money.”

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Madison, Alabama United States

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